Consumer Loans
Applying for a loan at City National means doing business with a bank that remains headquartered in South Florida. That means you can receive a quick response on loan requests, and you will have a Personal Banker on hand to work with you every step of the way.
- Have your monthly loan payment automatically debited from your deposit account.
- Checking account customers can make payments via free Online Banking.
Auto Loans
We offer fixed-rate loans for new and used cars, trucks, SUVs and luxury vehicles. Competitive rates, flexible terms.
CityLine
A revolving line of credit for individual borrowers or for small businesses seeking to improve cash flow for working capital and a variety of other uses. By linking CityLine with overdraft protection, you'll receive an automatic advance should an account become overdrawn.
Home Equity Lines of Credit*
Use the equity in your home for any purpose: to remodel, pay college tuition, consolidate debts or even to take a dream vacation. Our Home Equity Lines of Credit feature no closing costs for lines up to $100,000 (over that amount, the Bank will absorb the first $750 of closing costs).
Traditional Home Equity Lines of Credit carry a 10-year term. Your monthly payments are 1.5% of your outstanding loan balance.
Interest-Only Home Equity Lines of Credit are available for 2- or 10-year terms, and you only need to pay the interest each month.
More information*Applicable for credit lines starting from $10,000. Maximum credit line for condominiums is 75% loan-to-value (LTV). The Annual Percentage Rate (APR) is indexed to the Prime Rate. Prime rate is based on Citibank prime as published in the Wall Street Journal. The interest rate is variable and subject to change, but will not exceed 24% APR at any time. As of 12-22-08, the rate is 3.25% or 3.30% APR. Credit is subject to approval. Offer is available on new lines of credit only. Property and/or flood hazard insurance may be required. Interest is tax deductible in most cases, but please consult your tax advisor.
To learn additional ways in which a Home Equity Line of Credit can help you, click on any of the questions below to access a convenient calculator:
- How large a line of credit can I obtain?
- Should I consolidate debts?
- Should I use a home equity loan or an auto line?
- How much will my payments be?
- What will it take to pay off my line of credit?
Cash Secured Lines of Credit and Term Loans
Borrow against your Certificates of Deposit and receive a lower rate of interest than with other secured loans - a significant savings over a period of time. Take up to five years to repay.
Residential Mortgage Loans
