Money Markets, Savings Accounts and CD's
Earn interest on your deposits with any of these accounts.
Money Market Accounts offer earning potential for your deposited funds without tying up the money for long periods of time. You can make unlimited deposits, but cannot write more than three checks per month. Money Market Gold offers four balance tiers -- so the higher your balance, the more you earn.
Money Market Accounts
| Money Market | Gold Money Market | |
| Minimum to Open | $3,500.00 | $50,000.00 |
| Minimum Average Daily Balance* | $3,500.00 | $50,000.00 |
| Monthly Maintenance Fee | $15.00 | $15.00 |
| Minimum Daily Ledger Balance Tiers** | N/A | $0.01 - 49,999.99 |
| $50,000.00 - 99,999.99 | ||
| $100,000 - 249,999.99 | ||
| $250,000 and Over |
*to Avoid Monthly Maintenance Fee
**to Earn Disclosed APY
A Savings Account is the traditional way to earn interest on deposited funds, and you can make withdrawals at any time. Our "Youth Savings Account" is a great way to introduce children to the concept of saving money. There's no minimum daily balance requirement, and no monthly fees with this account.
Savings Accounts
| Regular Savings | Youth Savings | |
| Minimum to Open | $100.00 | $50.00 |
| Minimum Average Daily Balance* | $500.00 | N/A |
| Monthly Maintenance Fee | $5.00 | None |
*to Avoid Monthly Maintenance Fee
Certificates of Deposits (CDs) provide a fixed rate of interest on deposited funds over a specific period of time -- as short as 7 days or as long as 60 months. CDs can be designated as IRAs.
Certificates of Deposit
| Certificate of Deposit | Individual Retirement Account (IRA) Certificate of Deposit | |
| Minimum to Open | $1,000.00 | $500.00 |
| Minimum Balance* | $1,000.00 | $500.00 |
**to Earn Disclosed APY
More Information
Certain transaction limitations, fees, and balance requirements to earn interest may apply. Youth Savings accounts available to customers under 18 years of age. Certificate of Deposits are subject to early withdrawal penalties.
