|
|
 |
Deposit Rates
| Product |
Minimum Balance |
Interest Rate |
Annual Percentage Yield (APY) |
Minimum Balance to Earn APY |
| Savings Accounts |
|
|
|
|
| Regular Savings |
$100 |
0.000% |
0.00% |
$0.01 |
| |
$100 |
3.198% |
3.25% |
$100 |
| Youth Savings |
$1.00 |
2.955% |
3.00% |
none |
| Checking Accounts |
|
|
|
|
| Interest Checking |
$100 |
0.100% |
0.10% |
$2,500 |
| Money Market Accounts |
|
|
|
|
| Regular Money Market |
$100 |
0.100% |
0.10% |
$0.01 |
| |
$100 |
0.750% |
0.75% |
$3,500 |
| Personal Money Market Gold |
$0 to $49,999 |
0.100% |
0.10% |
$0.01 |
| |
$50,000 to $99,999 |
3.247% |
3.30% |
$50,000 |
| |
$100,000 to $249,999 |
3.489% |
3.55% |
$100,000 |
| |
$250,000 and over |
4.405% |
4.50% |
$250,000 |
| Commercial Money Market Gold |
$0 to $49,999 |
0.100% |
0.10% |
$0.01 |
| |
$50,000 to $249,999 |
3.198% |
3.25% |
$50,000 |
| |
$250,000 to $499,999 |
3.295% |
3.35% |
$250,000 |
| |
$500,000 and over |
4.405% |
4.50% |
$500,000 |
CD's and IRA Rates
| Product |
Minimum Balance |
Interest Rate |
Annual Percentage Yield (APY) |
| Certificates of Deposit |
|
|
|
| Regular CD |
|
|
|
| 5 Months |
$5,000.00 |
2.822% |
2.85% |
| 6 Months |
$1,000.00 |
2.973% |
3.00% |
| 8 Months |
$5,000.00 |
3.228% |
3.25% |
| 1 Year |
$1,000.00 |
3.500% |
3.50% |
| 14 Months |
$5,000.00 |
3.588% |
3.60% |
| 15 Months |
$5,000.00 |
3.586% |
3.60% |
| 30 Months |
$5,000.00 |
3.888% |
3.90% |
| 2 Years |
$1,000.00 |
3.850% |
3.85% |
| 3 Years |
$1,000.00 |
3.950% |
3.95% |
| 5 Years |
$1,000.00 |
4.100% |
4.10% |
| Jumbo CD (OVER $100,000.00) |
|
|
|
| 8 Months |
$100,000.00 |
3.228% |
3.25% |
| 1 Year |
$100,000.00 |
3.500% |
3.50% |
| 14 Months |
$100,000.00 |
3.588% |
3.60% |
| 15 Months |
$100,000.00 |
3.586% |
3.60% |
| 30 Months |
$100,000.00 |
3.888% |
3.90% |
| 2 Years |
$100,000.00 |
3.850% |
3.85% |
| 3 Years |
$100,000.00 |
3.950% |
3.95% |
| 5 Years |
$100,000.00 |
4.100% |
4.10% |
| IRA's |
|
|
|
| Regular IRA |
|
|
|
| 6 Months |
$500.00 |
2.973% |
3.00% |
| 1 Year |
$500.00 |
3.500% |
3.50% |
| 14 Months |
$500.00 |
3.588% |
3.60% |
| 30 Months |
$500.00 |
3.888% |
3.90% |
| 2 Years |
$500.00 |
3.850% |
3.85% |
| 3 Years |
$500.00 |
3.950% |
3.95% |
| 5 Years |
$500.00 |
4.100% |
4.10% |
| Jumbo IRA's |
|
|
|
| 6 Months |
$100,000.00 |
2.973% |
3.00% |
| 1 Year |
$100,000.00 |
3.500% |
3.50% |
| 14 Months |
$100,000.00 |
3.588% |
3.60% |
| 30 Months |
$100,000.00 |
3.888% |
3.90% |
| 2 Years |
$100,000.00 |
3.850% |
3.85% |
| 3 Years |
$100,000.00 |
3.950% |
3.95% |
| 5 Years |
$100,000.00 |
4.100% |
4.10% |
Annual Percentage Yield is accurate as of April 27, 2006. Rates are subject to change at any time. The APY on all certificates of deposit and IRAs with maturities greater than one year are based on interest being paid annually. Early withdrawal penalties may apply. Fees may reduce earnings on the account. CD specials are subject to change and may be withdrawn without prior notice. For disclosure information regarding these accounts, see our Personal Accounts Disclosures & Schedule of Fees.
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