Home Equity Disclosure

*Applicable for credit lines starting from $10,000. Maximum credit line for condominiums is 75% loan-to-value (LTV). The Annual Percentage Rate (APR) is indexed to the Prime Rate. Prime rate is based on Wall Street Journal prime as published in the Wall Street Journal. The interest rate is variable and subject to change, but will not exceed 18% APR at any time. As of 12-16-15, the rate is 3.50% or 3.50% APR. Credit is subject to approval. Offer is available on new lines of credit only. Property and/or flood hazard insurance may be required. Interest is tax deductible in most cases, but please consult your tax advisor.

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